Worthly
Early access

Everything you own, in one honest number.

Crypto on every chain, index funds, cash, the private holding no API will price, and the company you own. One figure, recorded every day.

Run your numbers See a live demo

Runs in your browser. No account, nothing stored, nothing to cancel.

Company cash counted as personal wealth. Type your own number.
What is actually yours €65,000 After corporation tax, and the tax on taking it out
Overstated by €35,000

At 25 % corporation tax and a 65 % extraction rate. If you own the company you work for, this is the part every other tracker gets wrong.

The Worthly balance sheet: a consolidated figure and a personal-after-extraction figure side by side, above a breakdown by entity, bucket and account.
The daily balance sheet. Two figures, never one, and every line opens.
The calculator

Run it on your own figures.

This is the same arithmetic the product runs. Nothing is sent anywhere: it calculates in your browser and the numbers never leave it.

Cash and receivables, after setting aside the corporation tax you owe.
65%
What actually reaches you personally, after the tax on taking it out.
25%
30%
Of what the company holds
€65,000
On the balance sheet€100,000
Never reaches you€35,000
To save €4,000 a month, invoice
€8,397
Running costs€1,500
Your own pay€3,000
Profit needed on top€3,897

That is one figure, typed in once. Worthly does the same arithmetic against your real holdings and records it every day.

See pricing
The plan page: net worth today, the monthly invoice needed to hit a savings target, what the company currently delivers, and three scenarios projected against a target.
The same arithmetic in the product, against your real figures rather than a slider.
What it does

One number you can defend, every day.

Two figures, never one

Consolidated, and personal-after-extraction. Company cash is never displayed as personal wealth, because it is not.

Everything in one place

Wallets across every EVM chain, not just the busy one. Arbitrum, Base, Polygon and the rest, priced the same as your index funds, your cash, the private holding no API will touch, and your company.

A history nobody else keeps

A snapshot every day, append-only. Corrections are new entries. Nothing is rewritten, so the past stays the past.

Nothing to disconnect

Read-only wallet addresses, public price data, CSV, and figures you type. Your banking credentials are never asked for.

Old valuations are flagged

A hand-entered mark ages and says so after 45 days. The real risk in a tool like this is quietly trusting a stale number.

Your data stays queryable

A SQL console over your own figures, plus CSV and Parquet export. No lock-in by obscurity.

Where this differs

Plenty of tools show both. None translate one into the other.

Net worth apps Business + personal Worthly
Personal net worthyesyesyes
Your company alongside itnoyesyes
Multi-chain crypto and private holdingssomenoyes
Projection and goals without a higher tierusually paid extranoincluded
Keeps working when a bank changes its loginnonoyes
What company value is worth to you after taxnonoyes
Revenue needed to hit a savings targetnonoyes

Worth knowing what this costs elsewhere. Kubera is the best-known tool in this category. Any plan can hold several portfolios, but consolidating them into one figure is exclusive to its Black plan, at $2,500 a year; the standard plan is $250. That consolidation is the thing Worthly is built around, and it is in the €129 tier. Checked 15 August 2026 against Kubera's own documentation. Prices change; check theirs before deciding.

Why this exists

I built this for my own accounts.

I run a small company in Barcelona, and most of what I own sits on the wrong side of it. Company cash that is not mine yet. Crypto spread across chains that trackers price badly or not at all. Index funds, and a private holding nothing will value automatically.

Every tool I tried either ignored the company or ignored half the crypto, and none of them kept a daily record I could look back at. So I stopped looking and built the number I actually wanted: two figures rather than one, recorded every day, with the arithmetic visible.

That is why this refuses to show company cash as personal wealth, and why a valuation you typed in starts telling you it is old after 45 days. Both are things I needed the tool to do to me.

Jan Munts Axis Data Labs SL · Barcelona
Founding access

One person, one company, one currency of your choosing.

Annual, and the founding price is held for as long as you keep the plan. 30-day money-back guarantee.

Two months free

What happens when you press Subscribe

You go to Stripe's own payment page, on their domain. The price shown is what you pay: VAT is already included, so the total does not change. Nothing is charged until you confirm it there, and it shows as WORTHLY on your statement.

Compared with the free trackers

There are free trackers, and they are good. The free tier is rarely the one you end up on: projection and goals usually sit in the most expensive plan, and crypto beyond the busiest chain tends to be an afterthought. Worth comparing what the plan you would actually need costs, rather than the one on the front page.

Honest answers

The questions worth asking first.

Can I see it before I pay?

Yes. The demo is the real product with a year of history, for a company that does not exist. No account, nothing to cancel, and nothing in it can be changed. It is the same code you would be buying, not a video of it.

Will it connect to my bank?

No, and that is deliberate rather than a gap. Bank aggregation means holding your banking credentials and becoming a regulated party. Wallet addresses, public prices, CSV and typed figures reach the same number without any of it.

Is this tax advice?

No. It is a planning tool. The tax rates are numbers you set yourself, and they are assumptions to check with your accountant. The tool marks them unverified until you say otherwise.

Does it work outside Spain?

The arithmetic is jurisdiction-neutral: you set your own corporation tax, income tax and extraction rates. It was built for a Spanish company first, and country presets are part of what founding access funds.

What if I want my data out?

CSV and Parquet export of anything, plus a SQL console over your own figures. The daily history is the point of the tool, and it is yours.

Privacy

What this page knows about you.

This page

The calculator runs entirely in your browser. The figures you type are never sent anywhere, and they are not part of anything below. We use Google Analytics and the Reddit advertising pixel to see which ads bring people here. Both set cookies, so we ask first: nothing is stored on your device unless you press Accept, and if you press Reject the Reddit pixel is never loaded at all and GA still counts the visit but cannot recognise you. The Reddit pixel is a retargeting tag: it tells Reddit that someone who saw our ad reached the site, so Reddit can find more people like them. We never sell your data.

If you buy

The subscription is sold to you by Axis Data Labs SL, and Stripe processes the payment. We never see your card number: it goes straight to Stripe. We receive your email address and billing country so we can contact you, issue a refund, and charge the right VAT. Pressing Subscribe takes you to Stripe's own page on their domain, and none of their code runs on this page.

What the product holds

Holdings and valuations you enter or import, and read-only wallet addresses if you choose to add them. Never your bank credentials, because the product does not connect to banks at all.

Your rights

Access, correction, export and erasure, under GDPR. Email jmunts@axisdatalabs.com and you will get a reply. You can also complain to the Spanish data protection authority, the AEPD.

Controller: Axis Data Labs SL, Barcelona, Spain. We keep what you give us for as long as you have an account, and erase it when you close it or ask us to.