Worthly
Early access

Your company's money is not your money.

Every net worth tracker adds your company's bank balance to your personal wealth and calls it a number. It is not yours until it has been through corporation tax and out the other side.

What your tracker shows
€100,000
What is actually yours
€65,000
Overstated by €35,000, at 25 % corporation tax and a 65 % extraction rate.
The calculator

Run it on your own figures.

This is the same arithmetic the product runs. Nothing is sent anywhere: it calculates in your browser and the numbers never leave it.

Cash and receivables, after setting aside the corporation tax you owe.
65%
What actually reaches you personally, after the tax on taking it out.
25%
30%
Of what the company holds
€65,000
On the balance sheet€100,000
Never reaches you€35,000
To save €4,000 a month, invoice
€8,397
Running costs€1,500
Your own pay€3,000
Profit needed on top€3,897
What it does

One number you can defend, every day.

Two figures, never one

Consolidated, and personal-after-extraction. Company cash is never displayed as personal wealth, because it is not.

Everything in one place

Multi-chain crypto wallets, public securities by ISIN, private holdings you value by hand, cash, and your company beside them.

A history nobody else keeps

A snapshot every day, append-only. Corrections are new entries. Nothing is rewritten, so the past stays the past.

No bank logins. Ever.

Read-only wallet addresses, public price data, CSV, and figures you type. Your banking credentials are never asked for.

Old valuations are flagged

A hand-entered mark ages and says so after 45 days. The real risk in a tool like this is quietly trusting a stale number.

Your data stays queryable

A SQL console over your own figures, plus CSV and Parquet export. No lock-in by obscurity.

Where this differs

Plenty of tools show both. None translate one into the other.

Net worth apps Business + personal Worthly
Personal net worthyesyesyes
Your company alongside itnoyesyes
Multi-chain crypto and private holdingssomenoyes
What company value is worth to you after taxnonoyes
Revenue needed to hit a savings targetnonoyes
Founding access

One person, one company, one currency of your choosing.

Annual, and the founding price is held for as long as you keep the plan.

Read this before you pay. This is early access to a tool that is being finished now, not a product you get instant access to today. If that is not what you want, wait for the launch. There is a 30-day money-back guarantee either way.

Solo

€99 /year

Personal side only.

  • Crypto wallets, securities, cash, private holdings
  • Daily append-only history
  • Projection and goals
  • SQL console and export
  • You bring your own API keys

Owner

€129 /year

Everything in Solo, plus your company.

  • Company and personal as separate entities
  • What company value is worth to you
  • Revenue needed for your target
  • Company data by CSV from any accounting tool
  • You bring your own API keys

Managed

€149 /year

Everything in Owner, no keys to manage.

  • Price and wallet data handled for you
  • No API keys to obtain or rotate
  • Priority on support
Honest answers

The questions worth asking first.

Will it connect to my bank?

No, and that is deliberate rather than a gap. Bank aggregation means holding your banking credentials and becoming a regulated party. Wallet addresses, public prices, CSV and typed figures reach the same number without any of it.

Is this tax advice?

No. It is a planning tool. The tax rates are numbers you set yourself, and they are assumptions to check with your accountant. The tool marks them unverified until you say otherwise.

Does it work outside Spain?

The arithmetic is jurisdiction-neutral: you set your own corporation tax, income tax and extraction rates. It was built for a Spanish company first, and country presets are part of what founding access funds.

What if I want my data out?

CSV and Parquet export of anything, plus a SQL console over your own figures. The daily history is the point of the tool, and it is yours.

Privacy

What this page knows about you.

This page

The calculator runs entirely in your browser. The figures you type are never sent anywhere. Analytics here is cookieless and aggregate: page views and which sections get read. Reading this page sets no cookies and stores nothing on your device, and you are not tracked across other sites.

If you buy

Payment is handled by Paddle, who are the seller of record and handle your card details. We never see your card number. We receive your email address and billing country so we can contact you and issue a refund.

Their checkout only loads when you press Subscribe, and that is the point at which cookies are set, by them, to run the payment. Until you press it, nothing of theirs runs here at all.

What the product holds

Holdings and valuations you enter or import, and read-only wallet addresses if you choose to add them. Never your bank credentials, because the product does not connect to banks at all.

Your rights

Access, correction, export and erasure, under GDPR. Email [email protected] and you will get a reply. You can also complain to the Spanish data protection authority, the AEPD.

Controller: Axis Data Labs SL, Barcelona, Spain. We keep what you give us for as long as you have an account, and erase it when you close it or ask us to.